Hond Financial

Posts Tagged ‘unemployed’

It’s hard to get rich if you’re all day at a job. Your time is used up slaving for someone else and that means you have no time to create how to get rich.If you’re unemployed, you have a superior position.  First, you have some time to think.  You have time to plan.Most importantly, you have time to realize that the reason you’re unemployed is that you’ve been barking up the wrong tree and what you’ve been doing the last 10 years will never get you rich.If you’ve been laid off as an administrative assistant, the dumbest thing you can do is apply for jobs as an administrative assistant.Why apply for a position that got you laid off in the to begin with and had no possibility of having you get rich?

Realize that the reason you don’t have a job is that people don’t need what you offer!I don’t say this to make you feel worse, I say this to tell you that it’s time you offered what others desire.  I see lots of hard luck stories on TV and in the newspaper.People are out of work because no business needs what they provide and these people don’t offer what business owners will buy.  Would now be a good idea to start offering what people want so that you can always make money and get paid and get on the road to get rich?

In a moment, I will share with you what others are always willing to pay for.But first, you need to realize that you can learn a new skill.  You do not learn new skills by going to school.I see thousands of unemployed people going to school to learn a new skill—a new skill that no one needs in a weak economy!The skills that have true value are not taught in colleges or vocational schools.All of these classes have value ONLY if someone will hire you. It’s better for you if you don’t need any person to give you a job.It’s superior if you know how to get rich on your own or if you have a skill that others will ALWAYS desire no matter what the economy.
When I go to my office, I see this guy pushing a garbage can on wheels and in the garbage can are all the tools to wash windows. If you put this guy in a suit, he could easily be a corporate vice president and I would not be surprised if he lost his job at such a position.But does he foolishly apply for more jobs as a corporate lackey so that the same thing would happen to him again, so that he could get laid off again and repeat the mistake of being at the effect of the economy or another person’s business?You can’t get rich that way and this person knows it.  Anyway, this guy goes from store to store downtown, and offers the business owner to wash windows.  I am certain that he earns 0+ per day as there are thousands of stores in the downtown and if he charges a small fee (e to ), he gets a lot of work. He may not realize it but at least he is on the path to get rich.

He won’t get rich washing windows but watch what can happen.He asks each business owner if they want to have him come back and wash the windows in 2 weeks.  Enough store owners say yes.  So now, he hires an unemployed guy for an hour and has him wash the windows for the stores that want their windows washed every two weeks.  Our entrepreneur continues to visit new stores and get more new “accounts” and in a few months, has 4 people working for him and is earning 0,000 a year and will never, ever be beholden to anyone.He will not be laid off. And he can develop his business as large as he wants because he can go to the next town and copy this success. If at some time in the future there is no demand for window washing, then he will clean toilets or clean houses or paint or do whatever it is that people want.  Does that make a lot more sense—to offer people what they want rather than to keep sending out your resume offering businesses what they DON’T want?Start thinking of yourself not as an administrative assistant or a loan processor or an elementary school teacher or whatever it is you got laid off from, but as a provider of goods and services that people want. Let me tell you what people want.

If you happen to have any skill at fixing things, great.People always need stuff fixed in their house or work place and everyone they call is unreliable. You could be the first reliable fix-it professional.  You would quickly get called again and again.   The last guy I hired to fix stuff in my office showed up late, left with work undone and was generally inefficient.  Will I call him again?  No.  Will I have a need to have things fixed?  Yes.

Are you a people person?  Then go take the Sandler Training and learn how to sell.  If you can sell you will always have work and can easily get rich.You can present yourself to any business, even in this recessionary economy and tell the business owner you will sell their products and services and be paid commission only.Plenty of businesses will “hire” you in a flash.  If you can REALLY sell, a skill that even most sales people don’t have, you will have money in your pocket every day.Want to make more?  Just sell items that are more expensive and earn larger commission checks.
I am writing this on December 23.  In the next 2 days, lots of people will be driving to their relative’s house for the holidays.  If you purchase 0 of flowers down at the flower mart in the morning and stand at a busy intersection, you could easily sell those flowers for 0.  People will see you and think “we should bring some flowers to Aunt Martha.” Just look around and ask “what do people want?” The more answers you have for that question, the more opportunities to get rich and you can leave your old life of dependency behind.
If you liked this article and are ready for the next step, read Five Ways to Get Rich.

We Live in Intricate Times

With the current recession underway, the only proof visible that anything has changed is the stagnant rise in the cost of well, everything – and the fact that it has become extremely difficult to get a job. If you’ve ever been to Scandinavia, the cost of a pint of beer, accounting for the price being in Euros of course, is about $ 12. I find myself surprised at times. I enquired with the local paper just the other day to find out that to place a two-line advertisement in the job wanted section would cost around $ 400. That means that you would need a job just to be able to afford the ad asking for one. Making good money involves risk, but looking for a job is risk free.

Crime Rises with Unemployment

It is inevitable that the crime rates will rise with not enough being done to assist the unemployed. The director of Amarach Research, Garard O’Neil, opined that a lot of people out of a job and milling around was “a recipe for chaos” and “it’s a demographic fact that single men between 20 and 25 are the core group responsible for social disturbance.”

What exactly is the breaking point of the average man? Short of going on government assistance, if someone tries every avenue they can to make a living for themselves and their family but just can’t find a reasonable solution, at what point do they decide that they need to resort to more drastic measures? The truth is it can be difficult, but it is important for one to never give up. As soon as you decide that there isn’t a solution, anything that may have been available will close to you. Use your brain to consider options, and the fact that there are plenty of ways of making money without doing anything dishonest or illegal, unless you’re a lawyer of course, and it’s possible to get back on your feet. Don’t give up, whatever you do.

The Temptation of Credit Cards

They tempt you in between your favorite television programs, on the radio while you drive your car and they are even there to entice you while you read E-mails or surf the Web. Credit cards and loans can be helpful, but they can also do some serious evil if used unwisely. They can finance your enterprise that is sinking in troubled waters; help kick start your new business model; or even serve as a back-up measure for those that have work but want some insurance if they become redundant.

Some people unfortunately borrow money for all the wrong reasons. They might borrow to continue living a lifestyle they’re accustomed to, but don’t want to wake up to it’s impracticality. When that occurs, they only accumulate debt. That’s the reason we got into this mess to begin with. According to the New York Times, experts predict that millions of Americans will not be able to pay off their debts, leaving a gaping hole at ailing banks still trying to recover from the housing bust. Stress test results have suggested that the nation’s 19 biggest banks could expect nearly $ 82.4 billion by the end of 2010 from losses on credit cards.

Where Is My Shovel?

You can decide right now to dig yourself into a deeper hole, or take time to sit back, have a coffee, and think of a way to dig yourself out. Knowledge is power, and the Internet is full of it – knowledge, that is. Have a look around and search for the many ways to make money both offline and online. Obviously, nothing worth having ever comes easy. That applies to everything, so stop looking for the easy solution and be prepared to get your hands dirty.

Broad measures are being made to help alleviate the plight of jobless homebuyers.  The Federal Government and major banks are coming up with deals to ease the mortgage repayments of the unemployed, as well as other special considerations on car loans and other debts.

Treasurer Wayne Swan sturdily advocated the four big Australian banks to help the rising number of jobless who are missing payments on their mortgage and further financial personal cash loans.  This was backed by Prime Minister Kevin Rudd in a speech given during an employment forum last week.  He said that banks decided to postpone loan repayments for up to 12 months for the unemployed.  However, accrued interest will be rolled back into the loan.

It is estimated that 800,000 people in Australia will lose their jobs by the middle of next year and this financial support is calculated to slow down rising mortgage default rates and forced home sales for this year and the next.

Other than housing loans, the major banks likewise arranged to grant interest-only repayment alternatives on car loans and other types of cash loans.Additionally, borrowers who have financial problems can have their costs waived as conditions apply.

These are some measures that partly stemmed from the Government’s pronouncement in October last year to guarantee bank deposits and wholesale funding for banks in order to steady the shaky financial situation.  For banks to augment domestic mortgages, the wholesale guarantee is designed to slash lending costs for these financial institutions to increase foreign debts.Through this guarantee, the government secures more bargaining power.

These moves have come at a better time since a marked increase is seen in unemployment rates.In Queensland by itself, numbers show that in February, stipends for job seekers increased by roughly 10 percent, rounding off the number to an expected 73,000 people.  Youth and Newstart allowances also saw a rise to 9.9 percent, making it the largest compared with other states and territories.

In other places such as Victoria and the Australian Capital Territory, the statistics for job seekers is at a 3.9 percent increase.  Across the country, there is almost an increase of 10 percent in the number of short-term job seekers.Many of the laid off workers have queued for government help in the last year.  According to the Treasury, it is predicted that 7 percent rate of unemployment, or about 800,000 individuals, is seen by the middle of 2010.