Stealing Your Identity with Phishing
Often times we will receive an email addressed to us from a financial institution we are familiar with, asking us to bring up to date the personal data on their site. But, can you really be sure that the company you have done business with is the one requesting the information, and not a criminal?
Criminals crafting websites to impersonate a business or financial institution is a problem that is growing. The sole purpose for these sites is to mislead you into revealing your personal information. The partnership of making use of websites and emails to trick you into revealing your personal data is called “phishing”. Phishing is a very good reason to always be making use of a identity theft fraud protection company.
It is not as simple as you might think to catch a phishing email. These emails usually appear to be very genuine and will spoof the emails you would receive from the real company. However, when you click on a link in a phishing email, you open up a website which is there to only steal your personal information.
Phishing websites usually have the same design and feeling of the website for the real business. The best way to tell the difference between the fraud and genuine website is to take a close look at the site’s domain name. The sham site may have the real website name in its address, but it will also have extra characters that revel it is a phishing site.
The people that are behind the phishing websites are usually experienced identity thieves. They can afford to use a bunch of cash and time to come up with very real looking sites and emails because there is a bunch of money to be made in stealing personal information. They are out to get you, so it is generally a great idea to be using a identity theft solutions plan.
Because they ultimately want to steal your identity, or other data that they can use to make a financial gain, they want to come across as real. These phishing sites will use the same design and usability that the real site has, including using genuine logos and slogans.
Since the phishing emails and sites can appear to be the real thing, people often have a hard time telling that they are on a fake website. The more effort the thieves put into their impostor emails and websites, the easier it is for them to fool naive victims.
In order to never become a victim of a phishing attack, you should never ever click on a link in an email. If you think that the email is real, then you should go to the site like you normally would. The best defense against these phishing attacks is to never click on links found in emails, while making use of a protection against identity theft solution.